Davenport Iowa Real Estate

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Iowa Market Report For August!

Quad Cities Favorite Realtor

Lucky Lang
August 2007
Real
Call Lucky for all of your real estate needs @ (563) 676-9031
Copyright © 2007 Realty Times
All Rights Reserved.





Staging Takes Center Stage

  You don't have to be a star to be in Beth Ann Shepherd's show.
      Sheperd is one of those "to the stars" service providers, in this case, setting the stage to position a home for sale or staging. It's a smart marketing move when it's time to move a home in just about any kind of market.
      Staging is to the interior of a home what curb appeal is to the exterior -- nipping and tucking, furnishing and accessorizing, buffing and polishing until the place looks like a model home, without being clinical. But it can also include curb appeal.
      With just the right special effects, the

Mortgage Rates
U.S. averages as of July 26, 2007:

30 yr. fixed:   6.69%
15 yr. fixed:   6.37%
1 yr. adj:        5.69%
<!-- <B>30 yr. jumbo:  6.98%</B>-->



View current rates





effort can transform a home into a house of dreams and help potential buyers visualize potential.
      Done wrong and a home can become more like the set of a horror movie, a real
CONTINUED >>>



Wondering What Your Home Is Worth?

Let me show you.





Seven Steps To A
Credit Score Makeover


     You can mitigate the effect of tighter mortgage underwriting standards by improving your credit report profile and, as a result, your credit score.
      Just don't expect that your knee-jerk reaction to tighter money will generate overnight success. Chances are, you didn't get all those credit report blemishes during a single credit buying binge. And, if you are like many consumers, you don't even know what you are up against.
      BankRate.com recently found that 32 percent of Americans surveyed never check their credit reports and have no idea what shape it's in. It's time to find out and do something about it.
      Local lenders say the incidence of credit report knowledge is even higher when borrowers sit down to apply for home loans. "Less than 10 percent have seen their report and among those who have, most of the reports are old, many are only from one bureau and so they don't have a complete picture," said Joel Spolin, president of Absolute Mortgage in Palo Alto, CA. CONTINUED >>>




Coping with Higher
Summer Energy Costs


     Air conditioning is costing consumers more this summer.
      The Energy Information Administration, the statistical division of the U.S. Department of Energy, predicts that the price of electricity will climb about 2.6 percent during 2007. Demand for electric power will grow about 1.5 percent during the year, which the EIA says is normal.
      This means that if the typical consumer paid $150 for electricity to run central air conditioning in a 2,000 square-foot house in each of the summer months in 2006, for example, that bill will be $153.90 for June, July and August this year. That might not seem like a lot of money, but multiply that by the increase by the number of households in the United States and that means hundreds of millions of dollars.
      These costs fall on low and moderate income homeowners the most. Diane-Louise Wormley, who oversees a program to improve Philadelphia neighborhoods, said that a key to making homeownership affordable for younger buyers is to make these older houses energy efficient so that "everything won't be going to the gas company."
      Much of the housing stock in Philadelphia, Baltimore and other cities was built before 1950, when energy costs were low and insulation was not part of CONTINUED >>>



Read My Blog!!!


You can find many great Davenport real estate agents and loan officers on ActiveRain.com Lucky Lang is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business.






Head Count Shows
Shifting Population


     The country's fifth largest city is in the desert, according to the latest Census Bureau estimates. And though it is only half the size of the next largest city, the nation's No. 1 city in terms of population has more than twice as many people as its closet rival.
      Yes, New York reigns supreme as the largest city in the United States, with a population of 8.2 million. The next largest city is Los Angeles, which has just 3.8 million residents.
      Chicago is third with 2.8 million inhabitants and Houston is fourth with 2.1 million.
      Phoenix, the aforementioned desert city, moved into fifth place, according to the latest count, moving ahead of Philadelphia. The head count in Phoenix in 2006 was 1.5 million. In Philadelphia, it was 1.45 million.
CONTINUED >>>



Local Market Conditions




Daily News and Advice
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Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.



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Lucky Lang Davenport Iowa Real Estate
E-mail: llang@melfosterco.com
Web: http://www.qcfsbr.com/
563-676-9031

Mel Foster Company
563-823-2213
3211 E 35th St. Ct.
Davenport, IA 52807


Equal Housing Opportunity

For info about Real Estate Anywhere in the World, please call:

LUCKY LANG, VOTED FAVORITE REALTOR®

Lucky Lang Davenport Iowa Real Estate for Sale

Lucky Lang, SRES®, RFC, M.I.S.

Licensed in Florida & Iowa

Keller Williams Realty, 830 Bald Eagle Drive, Marco Island, FL 34145

Cell: (563) 676-9031

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Don't let this great Real Estate buying opportunity pass you by!!!

Comment balloon 4 commentsLucky Lang • August 23 2007 04:29AM

Comments

Lucky, I know I've mentioned it before, but I love the set-up for these posts.  Do you get a lot of consumer comments on them?
Posted by Maggie Dokic | Miami, FL | 305.81.HOUSE (46873), GREEN, CDPE, SFR, Pinecrest | Palmetto Bay | (eXp Realty LLC) over 11 years ago

Maggie.

I get a lot of visits (clicks) and yes, a lot of people say they really appreciate all the information that this newsletter provides. However, like most advertising, it's difficult to see the return.  I just continue to sent out helpful stuff and hope that buyers and sellers of real estate in the Davenport, Iowa area find their way to Lucky Lang! 

Thanks for stopping by!

Lucky :)

Posted by Lucky Lang, Marco Island & Naples Florida Real Estate (Keller Williams Realty Marco Island) over 11 years ago
Lucky I like your newsletter layout.
Posted by Laura Jecker (Prudential New Jersey Properties) over 11 years ago

Laura,

I love it.  However, I need to update my picture on it.  It is about 5 years old (and about 50 pounds lighter).

Lucky :)

Posted by Lucky Lang, Marco Island & Naples Florida Real Estate (Keller Williams Realty Marco Island) over 11 years ago

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